Financial Advice (from an expert of course)

Okay, blogging is all about sharing and I am going to share with you today. You might find it boring, but we are very excited about it. Last year Ryan's dad sent us a VHS tape and a book about finance stuff. We put on a shelf and said "we'll look at it later, we probably know it all". Well, when we were cleaning the basement last month I ran across it again and decided to throw it in because nothing was on t.v. I watched the first lesson and thought "this is really good stuff". I made Ryan watch the first lesson and he loved it also. We have now watched 3 lessons and we think it is the best thing since sliced bread.

First of all the guy is funny and he is not boring, his name is Dave Ramsey. Plus, he is teaching us things that we just didn't think about when it comes to money. Yes, we have a budget and Ryan is anal about balancing the checkbook every day and we have a Roth IRA etc., but we learned that there is a lot more to it than that. I know I sound like a infomercial, but it really is that good! I just want to share how wonderful this guy is. (I get no money for blogging about him.) :)

I think you can buy videos, but you can also listen to him on the radio for free or read his website for free. Maybe we could even get you a copy of his tape or something also, nothing illegal of course :)

Now I can feel better about myself because I shared my great find with all of my friends and family. It is now up to you if you want to check it out.

By the way, the plan he lays out is not easy, he wants us to learn discipline in our spending. However, he doesn't tell us what to spend your money on, just know where you are spending your money. Ryan said that if I want to rearrange our budget so we can have $200 a month going toward Chipotle, go for it, just don't complain about the things we have to take out of the budget to do that.

Enough sharing, check it out for yourself.