Thursday, October 25, 2007

Creative Financing

I admit that I lack creativity, so I am asking for help. On Tuesday, Oct.30th, we have our final meeting for our homestudy. However, to actually make our homestudy complete we need to pay our next fee of $2100. Ryan works on the side for his friend and this is how we save the money for adoption fees. However, business has been slow for his friend and Ryan is lacking time since he started his new job. Needless to say, we don't have the money for this payment. Now,you could say, well, just wait the money will come. And yes, we will have the money someday, but I want it now.

I've checked into different grants and loans already and the paradox is...they require you to complete your homestudy before you can even apply. I'm not begging for money, I just need some serious advice of how to do creative financing. This is already such a long process and to drag it out more is hard on the spirit. Plus, there is always a chance that a country could close their adoptions (case in point Guatamala in January). Or that adoption laws can change.

So, just think about it please and post comments. Even if you don't have a real idea, a funny joke will be accepted because humor helps.

10/29 Update: Tomorrow we have our meeting with the adoption agency and we won't be giving them a check, however we are at $900 right now. They don't mind billing us, it just delays the process. Ryan has been working a little for his friend and we hope to pay the money soon. Thanks for all of the great ideas!!

9 comments:

Amy said...

EBAY!

Amy said...

Oh, and prayers too :)

Amy said...

Prayers that someone will buy the stuff you put on ebay.

Julie said...

I have nothing to sell that is worth any money:)

Amy said...

You'd be surprised what people would buy!

Do you have time to tutor? And can you play piano? You could give lessons.

Unknown said...

A garage sale! :)

Julie said...

You are so funny Heather, you KNOW how the last garage sale went!!:)

Anonymous said...

One thing we'v done (more than once) was get a loan against a car that was already paid for (for the amount we needed). That is how come I always say that "Eric rolled the car I had paid for 3 times". Getting a loan is not as fun as ebay or a garage sale but it does work.

Julie said...

Yes, we have thought about the loan route also. We are going to give it a little more time to see if we can get some money from Ryan working extra first though. Thanks for reading Grandma Becky!!